Guaranteed (Non-Medical)

What kind of life insurance available with us?

There are two types of life insurance: Term life insurance and Permanent life insurance. Permanent further has two types: Universal life insurance and Participating life insurance (Whole Life Insurance).

Term Life Insurance:

Term life insurance is quite affordable offering you temporary protection to meet your needs with a fixed amount of insurance for a specific amount period. It is best when your insurance needs are higher and funds are limited. The policy offers tax-free cash benefits to your beneficiaries.

Permanent Life Insurance:

As the name says, the policy protects you for your entire life. It protects your family by replacing their lost income, covers debt and funeral planning, and a lot more.

Universal Life Insurance:

Universal life insurance is permanent life insurance that lets you protect you and your heirs. UL offers both protection and savings that you can use in several ways like helping you to cover the disability cost or supplementing retirement income as the price you make above the cost of insurance earns tax-preferred interest.

Participating Life Insurance:

Participating life insurance/ Whole life insurance helps you in different stages of life. It can be eligible to receive dividends to you buy more coverage, earn interest inside the plan, reduce your annual premium cost, cash, etc but make sure that Dividends are not guaranteed.
The base insurance protection in hole life insurance is guaranteed for life, as long as you pay the premiums on time.

Will you require life insurance?

Will your loved ones be financially impacted if you die? This critical question lets you answer the requirement of the life insurance policy.

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