Group Critical Illness Insurance

What Is Group Critical Illness Insurance?

We normally think that nobody plans for situations like critical illness but people do. If an employee is diagnosed with a life-threatening illness then having critical illness insurance will provide a lump sum or help them with finance.

The medical conditions that will be covered by critical illness insurance will depend on the plan. Mainly the policy can include up to 25 critical conditions mainly stroke, cancer, heart attack, Coronary bypass, etc.

The coverage plan will depend upon the size of the group and we are there to help you protect your employees. Talking about this insurance policy will reduce the financial burden on your employee or their family members.

Critical group insurance is the best that finance your employees when they need it the most.

Coverage without any medical questions

We will not require any medical diagnosis of your employees or any medical history. The coverage will depend upon the size of your company and employees. All you need to fill a short form.

If your employee is diagnosed with the conditions mentioned in the contract, he or she will be given the lump-sum of financial help. The employee can spend the money according to their choice.

Other conditions may be covered as well:

  • Alzheimer’s disease
  • Blindness
  • Bacterial Meningitis
  • Burns
  • Deafness
  • Brain injuries
  • Coma
  • Major heart surgeries
  • Kidney failure
  • Motor neuron disease
  • Loss of independent existence
  • Paralysis
  • Major organ transplant
  • Loss of speech or limbs
  • Multiple Sclerosis
  • Parkinson’s disease

If your employee who has included in the plan is diagnosed with one of the 22 covered conditions, he or she will receive a one-time cash payment.

What do we offer?

Benefits are a great way to bring values in a company for your employees. Group critical illness insurance is the best as it helps your employees recover faster without worrying about finance during their convalescence period.

With this insurance, we offer a no-medical test plan, portable coverage, best financial help at their worst. We at Risk Solutions have a team dedicated to listening to your needs and suggesting you best plan according to the members in the corporate group with 22 covered conditions.

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